Introduction
Hello, I’m Himanshu Sen, a professional with 2 years of experience in banking. Bringing a unique perspective, I explore the Axis Atlas Credit Card – a card that stands out. Join me as we dissect every aspect, offering insights into why the Axis Atlas Credit Card shines.
Atlas Credit Card Overview
| Type | Reward Rate | Annual Fee | Best for | USP |
|---|---|---|---|---|
| Travel Credit Card | 4% to 18% | ₹5,000 + GST | Direct Hotel & Airline Spends | Tiered benefits based on spends |
Atlas Credit Card Fees
| Fee Type | Amount | Additional Information |
|---|---|---|
| Joining Fee | ₹5,000 + GST | |
| Welcome Benefit | 5,000 Edge Miles (₹10,000 INR value easily) | |
| Renewal Fee | ₹5,000 + GST | |
| Renewal Benefit | 2,500 Edge miles (Silver) | |
| 5,000 Edge miles (Gold) | ||
| 10,000 Edge miles (Platinum) | ||
| Renewal Fee waiver | Nil |
Atlas Credit Card Rewards
| Spend Type | Edge Miles/100 INR | Reward Rate (Edge Rewards Portal) | Reward Rate (Points Transfer) |
|---|---|---|---|
| Regular Spends | 2 | 2% | ~4% |
| Axis Travel Edge Portal | 5 | 5% | ~10% |
| Airlines & Hotels (Direct) | 5 | 5% | ~10% |
In the landscape of credit cards, understanding rewards is crucial. The Axis Atlas Credit Card doesn’t earn “Edge Rewards” but “Edge Miles.” This unique balance, in the Axis Edge Rewards account, sets it apart. Let’s delve into Edge Miles and how they translate into rewards.
Edge Miles Breakdown
| Spend Type | Edge Miles/100 INR | Reward Rate (Edge Rewards Portal) | Reward Rate (Points Transfer) |
|---|---|---|---|
| Regular Spends | 2 | 2% | ~4% |
| Axis Travel Edge Portal | 5 | 5% | ~10% |
| Airlines & Hotels (Direct) | 5 | 5% | ~10% |
Regular Spends
For every 100 INR spent on regular transactions, the Axis Atlas Credit Card holder earns 2 Edge Miles. When redeemed through the Edge Rewards Portal, this is a 2% reward rate. Alternatively, through points transfer, the rate can reach ~4%.
Axis Travel Edge Portal
Engaging in the Axis Travel Edge Portal for travel-related expenditures yields greater rewards. With 5 Edge Miles for every 100 INR spent, cardholders enjoy a 5% reward rate through the Edge Rewards Portal. Points transfer elevates this rate to ~10%.
Airlines & Hotels (Direct)
Direct transactions with airlines and hotels using the Axis Atlas Credit Card fetch the cardholder 5 Edge Miles for every 100 INR spent. This translates to a 5% reward rate through the Edge Rewards Portal, with the potential to reach ~10% through points transfer.
It is noteworthy that for those intending to pre-pay for flights/hotels using the Travel Edge Portal, the Axis Magnus (burgundy variant with 5:4) might be a more suitable option.
Conclusion: Maximizing Edge Miles for Optimal Rewards
As we unravel the world of Edge Miles with the Axis Atlas Credit Card, it becomes evident that this card is not just a financial tool but a gateway to rewards. Whether you engage in regular spending, leverage the Axis Travel Edge Portal, or indulge in direct transactions with airlines and hotels, the Axis Atlas Credit Card ensures a rewarding experience.
If you seek a Travel Credit Card that understands your financial needs and offers a tailored rewards system, the Axis Atlas Credit Card beckons. Elevate your rewards game, explore the possibilities it offers, and redefine the way you accumulate and utilize Edge Miles for optimal benefits.
